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McAfee+ offers three individual US plans—Essential, Premium, and Advanced—but the right tier depends on the number of devices you need to protect and whether you want identity monitoring, financial monitoring, or personal-data removal. Essential is listed for up to five devices; Premium and Advanced are listed for unlimited devices. Prices shown on McAfee’s US site are introductory first-term offers, so check the renewal price and terms before subscribing.
Which McAfee+ plan fits your needs?
McAfee’s US consumer plan page lists three individual tiers. The comparison below reflects the page reviewed in 2026; feature names and entitlements can change, so confirm the live offer and plan details for your location before buying.
| Plan | Device allowance | Identity theft coverage shown | Notable distinction |
|---|---|---|---|
| Essential | Up to five devices for one user | Up to $1 million | Some personal-data features are scans rather than removal |
| Premium | Unlimited devices for one user | Up to $1 million | Includes broader privacy and identity features than the entry tier, including personal-data removal as listed on the comparison |
| Advanced | Unlimited devices for one user | Up to $2 million | Includes the highest stated identity coverage ceiling and additional identity or financial monitoring benefits |
These are McAfee’s stated plan limits and benefit ceilings, not independent assessments of protection or guaranteed payments. The product page’s comparison includes features such as scam detection, antivirus, secure VPN, web protection, identity monitoring, and personal-information scans or removal, but availability differs by tier. Review the exact feature list attached to the checkout offer rather than assuming every feature applies to every plan. McAfee’s US plan comparison
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How to choose a tier
Choose Essential if five devices are enough
Essential is the relevant starting point for one user protecting up to five devices who wants the included security features without paying for a higher device allowance. Check carefully whether a privacy feature you care about is scan-only at this level: scanning can identify exposed personal information, while removal is a separate capability.
#1 Best Overall
- THREAT DETECTION – Stay one step ahead. Suspicious links, risky sites, viruses, and scams, caught automatically before they reach you.
- PERSONAL INFO PROTECTION – Keep your personal info safer. Identity monitoring watches for your exposed info and tells you what to do about it.
- SECURE CONNECTIONS – Just a few easy clicks, and we'll automatically protect your info on public Wi‑Fi, every time you connect.
- GUIDED ACTION – Know what matters and what to do next. Clear alerts and simple guidance make it easy to take action.
- MORE THAN ANTIVIRUS – Scam protection, identity monitoring, VPN, web protection, and antivirus work together to protect you, all in one place.
Compare Premium if you need more devices or data removal
Premium is listed for unlimited devices for one user and offers broader privacy and identity features than Essential. It may be the better fit if you need coverage beyond five devices or want personal-data removal rather than scans alone. “Unlimited” here is McAfee’s individual-plan listing; it does not mean an unlimited number of people or establish the terms for a household plan.
Consider Advanced for the higher stated identity ceiling
Advanced is listed with up to $2 million in identity theft coverage, compared with up to $1 million shown for Essential and Premium on the US page. That is a maximum benefit figure, not a promise that a subscriber will receive that amount. Read the policy and confirm what the current Advanced offer covers before treating the higher ceiling as meaningful for your circumstances.
Rank #2
- THREAT DETECTION – Stay one step ahead. Suspicious links, risky sites, viruses, and scams, caught automatically before they reach you.
- PERSONAL INFO PROTECTION – Keep your personal info safer. Identity monitoring watches for your exposed info and tells you what to do about it.
- SECURE CONNECTIONS – Just a few easy clicks, and we'll automatically protect your info on public Wi‑Fi, every time you connect.
- GUIDED ACTION – Know what matters and what to do next. Clear alerts and simple guidance make it easy to take action.
- MORE THAN ANTIVIRUS – Scam protection, identity monitoring, VPN, web protection, and antivirus work together to protect you, all in one place.
How many people and devices are covered?
The individual plan comparison presents Essential for up to five devices for one user, and Premium and Advanced for unlimited devices for one user. McAfee’s homepage separately describes a family-plan category for up to six family members. The available comparison does not establish that family plans carry the same device allowances, feature set, or identity benefits as the individual tiers. Check the family plan’s own terms if you need protection for multiple people. McAfee homepage and family-plan information
What does identity theft coverage mean in practice?
The headline coverage amounts are ceilings subject to policy conditions, exclusions, limits, and required steps. McAfee’s 2023 Summary Description of Benefits says a discovered identity event must be reported within 60 days of first discovery. It also describes duties that include providing proof, mitigating losses, and contacting relevant institutions. The summary notes exclusions and aggregate limits; sublimits count toward, rather than add to, the aggregate limit.
Rank #3
- THREAT DETECTION – Stay one step ahead. Suspicious links, risky sites, viruses, and scams, caught automatically before they reach you.
- PERSONAL INFO PROTECTION – Keep your personal info safer. Identity monitoring watches for your exposed info and tells you what to do about it.
- SECURE CONNECTIONS – Just a few easy clicks, and we'll automatically protect your info on public Wi‑Fi, every time you connect.
- GUIDED ACTION – Know what matters and what to do next. Clear alerts and simple guidance make it easy to take action.
- MORE THAN ANTIVIRUS – Scam protection, identity monitoring, VPN, web protection, and antivirus work together to protect you, all in one place.
The 2023 summary is not the full policy and may not govern every current plan or jurisdiction. Before relying on coverage, read the policy that applies to your exact subscription and location. In particular, verify eligible losses, exclusions, reporting and documentation requirements, and how the aggregate limit and sublimits apply. McAfee’s 2023 Summary Description of Benefits
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Check the price you will actually pay
McAfee’s US page labels its displayed prices as first-term or introductory pricing for new customers. The values reviewed were dynamic and do not establish a fixed dollar price. Compare the checkout offer’s initial term with its renewal rate, billing frequency, and cancellation terms; do not treat a first-term offer as the ongoing subscription price. These details can differ by country and offer.
Quick Recap
Best Value
- THREAT DETECTION – Stay one step ahead. Suspicious links, risky sites, viruses, and scams, caught automatically before they reach you.
- PERSONAL INFO PROTECTION – Keep your personal info safer. Identity monitoring watches for your exposed info and tells you what to do about it.
- SECURE CONNECTIONS – Just a few easy clicks, and we'll automatically protect your info on public Wi‑Fi, every time you connect.
- GUIDED ACTION – Know what matters and what to do next. Clear alerts and simple guidance make it easy to take action.
- MORE THAN ANTIVIRUS – Scam protection, identity monitoring, VPN, web protection, and antivirus work together to protect you, all in one place.
Rank #4
- THREAT DETECTION – Stay one step ahead. Suspicious links, risky sites, viruses, and scams, caught automatically before they reach you.
- PERSONAL INFO PROTECTION – Keep your personal info safer. Identity monitoring watches for your exposed info and tells you what to do about it.
- SECURE CONNECTIONS – Just a few easy clicks, and we'll automatically protect your info on public Wi‑Fi, every time you connect.
- GUIDED ACTION – Know what matters and what to do next. Clear alerts and simple guidance make it easy to take action.
- MORE THAN ANTIVIRUS – Scam protection, identity monitoring, VPN, web protection, and antivirus work together to protect you, all in one place.
Before you subscribe
- Count the devices and people you need to cover, and distinguish the individual plans from the separately described family-plan category.
- Confirm that the specific tier includes the features you will use, especially whether personal-data cleanup is scanning only or includes removal.
- Check the live country-specific offer for the first-term duration, renewal amount, billing interval, and cancellation terms.
- Read the policy for your exact subscription and jurisdiction before relying on identity theft coverage or its maximum benefit figure.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
