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Kogan advertises contents insurance for renters, with cover for belongings at the insured address after specified events such as theft, fire, storm and flood. Whether it suits you depends on the current policy wording, your chosen cover amount, excess and any optional cover—not just the advertised premium. Kogan’s current documents are listed as applying to policies bought from 16 June 2025, but the detailed PDS terms and limits could not be verified here. Read the PDS and your quote and certificate before deciding.
What does Kogan renters contents insurance cover?
Kogan describes contents insurance as cover for belongings kept at the insured address, including examples such as furniture, carpets, appliances and a BBQ. It says it generally pays to repair or replace contents after an insured event, subject to policy limits and conditions. The renters page names theft, fire, storm and flood among the insured events. Those examples are not a guarantee that every loss or circumstance is covered: the current PDS and your certificate set the binding terms. Kogan Insurance
Does renters insurance cover my stuff?
Contents insurance is intended to protect a renter’s own belongings, rather than the building itself. ASIC Moneysmart says renters may need contents cover for their belongings and legal liability, while the landlord or strata corporation covers the building. Do not assume your landlord’s building policy protects your personal possessions; check the insurer’s definition of contents and the policy’s limits. ASIC Moneysmart: Contents insurance
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1Scan for outdated or missing drivers - takes under a minute2Repair Windows errors before they cause bigger problems3Fix the driver behind crashes, sound loss and screen glitchesWhat cover is optional, and what needs special attention?
Accidental damage and motor burnout
Kogan advertises accidental-damage cover as an option. It also describes motor-burnout cover for household electrical motors under 10 years old that are damaged by electrical current, and says this cover is automatically included when optional accidental-damage cover is selected. Check the current PDS for the definitions, exclusions and limits that apply; the public summary does not establish those details. Kogan Insurance
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
Portable contents away from home
Kogan advertises optional portable-contents cover for items such as mobile phones, cameras and engagement rings, including when taken away from the insured address. Its page says temporary travel outside Australia may be covered for up to 120 continuous days during a period of insurance. Some belongings may need to be listed individually as portable contents at full replacement value to be covered away from home. Confirm the current geographic scope, item-listing rules, item limits and excess in the PDS and certificate. Kogan Insurance
A Kogan FAQ search result dated 11 May 2025 says laptops, tablets, phones, smart watches and wearable technology must be listed for away-from-home cover, and that a cracked screen or glass alone is not covered. Because the current policy wording was not verified, treat those details as points to confirm rather than settled terms for a policy bought now. Kogan Insurance
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
What current policy details should you verify?
Kogan’s useful-documents directory says the listed home and contents documents apply to policies newly purchased on or after 16 June 2025. Its renters page directs customers to the Combined Financial Services Guide and Product Disclosure Statement for full conditions. The official document pages could not be accessed to verify the current detailed terms, so exact sublimits, standard or additional excesses, definitions and exclusions should not be inferred from older Kogan or insurer documents. Check the current PDS, Key Fact Sheet and the certificate issued with your quote. Kogan Insurance
In particular, verify these items for the cover you are actually quoting:
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
- Sum insured and settlement: whether your chosen amount reflects the replacement cost of your belongings, how claims are valued, and whether settlement is based on replacement or current value.
- Excess: the standard excess and any additional or imposed excess that may apply to particular claims or circumstances.
- Events and exclusions: whether the events relevant to your address and belongings are covered, and what conditions or exclusions apply to storm, flood, fire and theft.
- Item limits and declarations: limits for individual categories or valuables, and whether high-value items must be specified.
- Optional cover: the price and scope of accidental-damage and portable-contents options, including any item-specific rules.
- Waiting periods and claims evidence: whether a waiting or exclusion period applies and what proof you may need to provide if you claim.
Kogan’s renters-page search result, timestamped 25 November 2025, says a 72-hour exclusion period may apply to specified cyclone, flood, grassfire and bushfire losses after purchase or an increase in cover. Confirm whether that period applies to your circumstances and what wording governs it. Kogan Insurance
How much contents insurance do you need?
Estimate what it would cost to replace your belongings at present-day prices, rather than relying on a guess or the amount you originally paid. ASIC Moneysmart recommends making a list and recording details such as serial numbers, receipts, warranties, photos, condition and purchase date; filming each room can also provide a visual ownership record. Update your estimate when you acquire or dispose of significant belongings. ASIC Moneysmart: Contents insurance
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
- Go room by room and list belongings you would need to replace, including furniture, appliances, clothing and valuables.
- Estimate each item’s current replacement cost and total the amounts; check whether high-value items need separate declarations.
- Keep photos or video and available purchase records in a place you can access if you need to make a claim.
- Compare that total with the proposed sum insured and the policy’s settlement basis and limits.
- Revisit the estimate when your belongings change materially.
How should you compare Kogan with another policy?
Compare quotes for the same approximate replacement value and the same optional cover. A lower premium alone does not show that a policy is a better fit: compare what you would pay in excess and what limits, exclusions and settlement rules apply. ASIC Moneysmart recommends getting several quotes and reading the PDS. ASIC Moneysmart: Contents insurance
| What to compare | What to check in each quote and policy |
|---|---|
| Premium | Price for the same insured amount, address, payment frequency and optional cover; verify any discount and its eligibility. |
| Excess | Standard excess plus any additional or imposed excesses relevant to your claim types. |
| Valuation | Whether the sum insured is adequate and how damaged or lost items are valued at claim time. |
| Events and exclusions | Cover for the risks relevant to you, and the conditions or exclusions attached to those events. |
| Valuables and portable items | Category limits, listing requirements, away-from-home geography, item limits and applicable excess. |
| Optional protection | Whether accidental damage or portable contents is included or costs extra, and the scope of each option. |
| Claims requirements | Waiting or exclusion periods and the evidence required to support ownership and value. |
Are Kogan’s advertised discounts a reason to choose it?
Kogan’s renters-page search result timestamped 25 November 2025 advertises up to 10% off the first year’s premium for eligible new online policies and says a No Claim Bonus of up to 30% may apply. Terms and eligibility apply, and the figures do not establish what discount you will receive or whether the cover suits your needs. Verify the offer in your quote and compare the policy terms alongside the price. Kogan Insurance
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Who may find it worth considering?
Kogan is worth considering if you want a renter-focused contents quote and are willing to check the current PDS, certificate and options against your own belongings and risks. The public summary identifies the general cover type and optional features, but the current detailed terms could not be verified; that makes the quote documents essential to judging suitability. If you need away-from-home protection for valuables or expect to rely on accidental-damage cover, confirm those specific terms before buying.
Quick Recap
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
