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Head-to-head · Chat APIs

Stream Chat vs Ably Chat

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score Stream Chat #2 in Chat APIs 9.2/10 Free plan Free plan✓ 4 of 4 features Visit Stream Chat
Ably Chat #4 in Chat APIs 9.0/10 Free plan Free plan✓ 4 of 4 features Visit Ably Chat

Stream Chat leads on 0 checks, Ably Chat on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreStream Chat · 9.2/10
  • Free planboth

Stream Chat scores higher on our rubric for chat apis: 9.2 against 9.0 out of 10; our editors rank them #2 and #4.

Stream Chat is the better fit for feature-rich apps needing broad SDK coverage. Ably Chat is the better fit for budget-conscious apps needing modern chat.

  • Stream Chat fits best

    Feature-rich apps needing broad SDK coverage

  • Ably Chat fits best

    Budget-conscious apps needing modern chat

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Side by side

Feature Stream Chat 9.2/10 Visit ↗ Ably Chat 9.0/10 Visit ↗
At a glance
Editor score 9.2 9.0
Ranking #2 in Chat APIs #4 in Chat APIs
Best for Feature-rich apps needing broad SDK coverage Budget-conscious apps needing modern chat
Pricing model Free plan + paid Free plan + paid
Starting price — $29/mo
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Integrations 7 integrations 8 integrations
Features Stream Chat 4/4 · Ably Chat 4/4
Presence support ✓ ✓
Typing indicators ✓ ✓
Push notifications ✓ ✓
Moderation tools ✓ ✓
Specs
SDK platforms React, iOS (Swift), Android, Flutter, React Native, JavaScript, Unity, Unreal, Angular, Node, Python, Ruby, PHP, Java, .NET, Go, REST JavaScript, React, React Native, Kotlin (Android), Kotlin (JVM), Swift
Delivery methods WebSocket events, REST API, webhooks, Amazon SQS, Amazon SNS, push notifications WebSocket realtime streaming, REST API, push notifications via channels or direct delivery
Message history Not checked yet 30 days
Our review
Pros
  • Supports direct, group, public, and private conversations
  • Prebuilt UI plus client, server, and REST SDKs
  • Offline support, moderation, push notifications, and presence
  • Free plan includes 6M monthly messages
  • Presence, reactions, push, and moderation workflows included
  • React UI Kit plus web, iOS, Android, and API support
Cons
  • Paid plans start at $399/month when billed annually
  • Build is limited to 1,000 monthly active users and 100 connections
  • Advanced capabilities are reserved for higher plans
  • Standard and Pro plans add usage charges
  • Default message history retention is 30 days
  • Verified SDK coverage is narrower than leading alternatives
Our verdict

Stream Chat is a hosted chat API and SDK platform for adding real-time messaging to web and mobile applications. It suits teams building feature-rich products that need direct messages, group conversations, public or private channels,…

Read the review →

Ably Chat is a developer-focused SDK and API for adding realtime messaging to applications. It supports 1:1 conversations, group chat rooms, livestream chat, presence, typing indicators, reactions, message editing and deletion, persistent…

Read the review →
  1. Stream ChatChat APIs 9.2Free plan
  2. Ably ChatChat APIs 9.0Free plan

Strengths and trade-offs

  • Stream Chat — where it wins

    • Supports direct, group, public, and private conversations
    • Prebuilt UI plus client, server, and REST SDKs
    • Offline support, moderation, push notifications, and presence

    Where it doesn't

    • Paid plans start at $399/month when billed annually
    • Build is limited to 1,000 monthly active users and 100 connections
    • Advanced capabilities are reserved for higher plans
  • Ably Chat — where it wins

    • Free plan includes 6M monthly messages
    • Presence, reactions, push, and moderation workflows included
    • React UI Kit plus web, iOS, Android, and API support

    Where it doesn't

    • Standard and Pro plans add usage charges
    • Default message history retention is 30 days
    • Verified SDK coverage is narrower than leading alternatives

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update