EVERFI Financial Education vs FDIC Money Smart

EVERFI Financial Education9.2Visit FDIC Money Smart9.1Visit

Higher score EVERFI Financial Education #2 in Financial Literacy Apps 9.2/10 Free plan Free plan✓ 5 of 6 features Visit EVERFI

vs

FDIC Money Smart #3 in Financial Literacy Apps 9.1/10 Free plan Free plan✓ 5 of 6 features Try FDIC Money Smart

• EVERFI Financial Education fits best

  Schools needing curriculum and reporting

• FDIC Money Smart fits best

  Free family and classroom education

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature	EVERFI Financial Education 9.2/10 Visit ↗	FDIC Money Smart 9.1/10 Visit ↗
At a glance
Editor score	9.2	9.1
Ranking	#2 in Financial Literacy Apps	#3 in Financial Literacy Apps
Best for	Schools needing curriculum and reporting	Free family and classroom education
Pricing model	Free	Free
Starting price	Free plan	Free
Free plan	✓	✓
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Support	Email, Docs	Email, Docs
Built for	Small business, Mid-market, Enterprise	Solo, Small business, Mid-market, Enterprise
Features EVERFI Financial Education 5/6 · FDIC Money Smart 5/6
Budgeting lessons	✓	✓
Credit lessons	✓	✓
Investing lessons	✓	✓
Financial simulations	✓	✓
Guided practice	✓	✓
Personalized learning	Not checked yet	Not checked yet
Our review
Pros	Free self-paced lessons with interactive financial scenarios Built-in assessments, automatic grading, and teacher reporting Clever, ClassLink, and Google SSO integrations	Covers earning, spending, saving, investing, credit, and protection Includes 14 interactive games with realistic scenarios and practice Offers English and Spanish content with learner progress visibility
Cons	Web-based access limits platform options Primary offering serves grades 4–12 French course availability is limited to selected courses	The software-like games are available through the web only The program combines online games with downloadable educational resources Its broad curriculum may be more than learners seeking one narrow topic
Our verdict	EVERFI Financial Education is a web-based learning platform for educators, schools, and districts serving students in grades 4–12. Its free curriculum covers budgeting, saving, credit, investing, taxes, banking, financial planning, and… Read the review →	FDIC Money Smart is a free financial education program for children, young people, adults, educators, banks, nonprofits, and community organizations. Its software-like component is the How Money Smart Are You? suite of 14 self-paced… Read the review →

Strengths and trade-offs

• EVERFI Financial Education — where it wins

  • Free self-paced lessons with interactive financial scenarios
  • Built-in assessments, automatic grading, and teacher reporting
  • Clever, ClassLink, and Google SSO integrations

  Where it doesn't

  • Web-based access limits platform options
  • Primary offering serves grades 4–12
  • French course availability is limited to selected courses

• FDIC Money Smart — where it wins

  • Covers earning, spending, saving, investing, credit, and protection
  • Includes 14 interactive games with realistic scenarios and practice
  • Offers English and Spanish content with learner progress visibility

  Where it doesn't

  • The software-like games are available through the web only
  • The program combines online games with downloadable educational resources
  • Its broad curriculum may be more than learners seeking one narrow topic

• EVERFI Financial Education9.2/10 · Free plan

  A free, standards-aligned financial literacy curriculum with reporting and offline resources.

  Visit EVERFIFull verdict →
• FDIC Money Smart9.1/10 · Free plan

  A free, broad financial education program for families, educators, and organizations.

  Try FDIC Money SmartFull verdict →