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Bendigo Bank’s Building and Contents Plus combines cover for a home and its household contents. Its standout advertised feature is up to two years of temporary accommodation if a covered event makes the home unliveable. Whether the policy suits you depends on the exact policy wording, insured amounts, excesses and exclusions—not just the headline benefits.
What this review covers—and which policy version applies
Bendigo Bank distributes the insurance, but Insurance Australia Limited issues it under the CGU brand. Bendigo offers combined Building and Contents, Building-only and Contents-only cover, with Standard and Plus levels described on its product page. This review focuses on the combined Building and Contents Plus option.
The current disclosure index identifies documents for policies purchased on or after 23 June 2025. If your policy began before that date, it may use earlier Gold, Silver or Basic Bronze terms. Check your purchase or renewal date and use the matching policy documents rather than assuming today’s descriptions apply.
Do these 3 things before closing this tab:
1Scan for outdated or missing drivers - takes under a minute2Repair Windows errors before they cause bigger problems3Fix the driver behind crashes, sound loss and screen glitchesBendigo’s product page is a high-level summary, not a substitute for your Certificate of Insurance and applicable PDS. The linked CGU PDS, premium/excess guide and key fact sheets are listed in the disclosure index; this review does not establish every contract clause. Individual limits, conditions and exclusions govern a claim.
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
What Building and Contents Plus advertises
Bendigo’s current product summary lists cover categories and benefits including theft and vandalism, flood, storm and storm surge, fire, rebuilding, emergency repairs, temporary accommodation, visitors’ belongings and liability. It also describes optional benefits such as accidental damage, valuable contents, motor burnout and portable contents. Confirm which benefits are included in the selected tier and which require an option on your quote or policy.
Key headline figures
| Benefit or limit | What Bendigo states |
|---|---|
| Temporary accommodation | Up to two years for Building and Contents Plus when a covered event makes the home unliveable. |
| Liability | Up to $20 million per covered incident. |
| Portable items | Up to $10,000 per item unless separately listed for more; portable contents cover requires the optional benefit. |
| Food spoilage | Up to $500 for Contents Standard or up to $2,000 for Contents Plus, with no excess, subject to qualifying circumstances. |
| Specified valuable contents | A $2,500 aggregate baseline limit for works of art, collections, jewellery and watches, unless the additional Valuable contents benefit is selected for higher amounts. |
These are Bendigo’s public-page figures, not an independent assessment of claim outcomes or a guarantee that a particular loss will be paid. Check the PDS and your Certificate of Insurance for applicable conditions, limits and excesses.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
Water cover needs a close read
Bendigo says flood cover is automatically included and lists flood, storm and storm surge in its summary. It also excludes actions of the sea, such as tides and waves. “Flood cover” therefore should not be read as covering every water-related event: identify the cause of damage and compare it with the policy’s definitions and exclusions before relying on the headline.
Where contents limits and optional cover matter
Valuables and portable items
The baseline valuable-contents limit applies in aggregate to works of art, collections, jewellery and watches. If those items exceed the stated amount, check whether the additional Valuable contents benefit is available and ensure the relevant items and amounts are recorded as required by the policy.
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
Portable items require the optional Portable contents benefit. Bendigo describes cover for loss, theft and accidental damage, but lists exclusions and limits: examples include scratches or dents, items being cleaned or repaired, some equipment while in use, and bicycles during competitive racing or time trials. Geographic restrictions also apply outside Australia or New Zealand. Check the exact item threshold, exclusions and conditions against how you use and travel with each item.
Contents in storage
General contents in storage may be covered only if CGU is told before the move and its acceptance criteria are met. Valuable contents are not covered while stored, according to Bendigo’s summary. Contact the insurer before placing belongings in storage and confirm the decision in writing.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
How to decide whether the policy fits your household
Do not judge a home policy from the premium alone. A useful comparison starts with the same home details and the same cover choices for every quote. For this policy, check:
The Tool Desk
Outbyte Driver Updater FREEFix the driver behind crashes, sound loss and screen glitchesFind Drivers →Outbyte PC Repair FREEClear out junk files and repair common Windows errorsFree Scan →- Building sum insured: Is the amount appropriate for rebuilding the home, rather than its market value?
- Contents sum insured: Does it reflect what it would cost to replace your household contents?
- Water definitions: How are flood, storm and storm surge defined, and what coastal-water exclusions apply?
- Temporary accommodation: What conditions, limits and expenses apply to the advertised duration?
- Excesses and premium: What excess applies to each type of claim, and what is the quoted premium for your chosen payment frequency?
- Item limits: Do valuable or portable items need separate listing or optional cover?
- Claims arrangements: What repair process and complaint pathway apply if a claim is disputed?
Bendigo says increasing an excess may reduce the premium and that fortnightly, monthly or quarterly payments carry no extra charge. Treat these as statements to verify against your current quote and policy settings, not as a price promise. Bendigo directs customers to obtain a quote; without a defined property profile and dated quote, there is no sound basis for stating a representative premium or calling this policy cheaper than alternatives.
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Claims, issuer and remuneration
Bendigo lists CGU’s claims line, 13 24 80, as available 24 hours a day, seven days a week. Its claims page describes escalation from the claim consultant to CGU’s Internal Dispute Resolution team and, if the issue remains unresolved, the Australian Financial Complaints Authority (AFCA).
Bendigo says it distributes or arranges the insurance under its own Australian financial services licence and an agreement with Insurance Australia Limited. It also discloses that it receives commission included in the amount paid when a customer purchases an insurance product from the bank. The bank’s remuneration disclosure is separate from any publisher relationship.
Verdict: a potentially useful Plus feature, but the documents decide
The up-to-two-years temporary-accommodation headline is the clearest differentiator Bendigo highlights for Building and Contents Plus. The product summary also gives useful signals about water cover, liability and contents options, but those headlines do not establish that a specific loss is covered or that the premium is competitive. Before choosing, confirm your policy generation, insured amounts, optional benefits, excesses and exclusions in the quote and policy documents. Bendigo states that its advice is general and does not take your personal circumstances into account.
Quick Recap
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
