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Yes—renters were included in the target market for Bank Australia’s legacy household contents policy if they rented and lived in the insured home. But that RACQ-issued, Honey-distributed policy is closed to new customers: Bank Australia says it was available for purchase from 18 October 2024 to 10 October 2025. This review therefore explains the product for existing policyholders, not as an option new customers can buy today.
Can renters get Bank Australia contents insurance now?
No new policies are available under the Bank Australia-branded contents product reviewed here. Bank Australia says this legacy insurance was issued by RACQ Insurance and distributed by Honey Insurance, and that the purchase window ran from 18 October 2024 to 10 October 2025. Bank Australia’s insurance page distinguishes those legacy policyholders from its current insurance relationship with Allianz Australia.
The current Allianz arrangement is separate from the closed RACQ/Honey product. The available information does not establish whether Allianz’s current home insurance accepts renters or whether its terms match the legacy policy. Check the current product documents for eligibility and cover rather than assuming the earlier renter provisions still apply.
Were renters eligible under the legacy policy?
Yes. The legacy Household Contents Insurance target market included people who rent and reside in the insured home. That describes the intended customer group; it does not guarantee acceptance for every applicant or coverage for every loss. The applicable policy wording, eligibility criteria, certificate and schedule determine an individual policyholder’s cover.
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
The Household Insurance Target Market Determination Appendix is a high-level description of the product, not a substitute for the contract. The insurer was RACQ; Honey and Bank Australia acted as distributors or arrangers for this legacy product.
What did the legacy contents policy cover?
The TMD summarizes insured events that include animal damage, earthquake, explosion, fire, flood, impact, leaks, lightning, riots, storm, storm surge, theft, tsunami and vandalism. Cover was generally subject to the sum insured shown on the Certificate of Insurance and applicable item limits. An event appearing in that summary does not by itself establish that a particular claim is payable.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
Included benefits and optional cover
The TMD lists legal liability up to $20 million, plus benefits such as clean-up costs, contents in storage or transit, extra living expenses, food spoilage, home-office contents, locks, temporary removal, visitor contents and storage costs after an event. Each benefit is subject to its own sublimit and policy conditions.
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Listed optional benefits include advanced cover, motor burnout, mobile phones and specified individual or grouped items at or away from home. Whether an option applied depends on the policyholder’s selections and policy documents; do not treat optional cover as automatically included.
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
What exclusions and limits should renters check?
The Key Facts About This Home Contents Policy sheet, prepared 26 November 2024 and effective 11 December 2024, gives examples of significant restrictions. It explicitly says, “THIS IS NOT AN INSURANCE CONTRACT”; the PDS and policy documents contain the full terms. The examples below are from that sheet, so policyholders should check their own policy version, PDS, any SPDS, certificate and schedule before relying on them.
- Theft: Theft or attempted theft is subject to an exclusion for entry with residents’ express or implied consent in the stated circumstances.
- Accidental damage: Accidental breakage cover is limited; accidental damage may require optional advanced cover. The sheet also states an accidental-damage exclusion for mobile phones.
- Flood and storm: The sheet lists property exclusions for flood. Storm damage during home renovations is generally not covered, apart from specified wind damage.
- Electrical and leak damage: Power surges caused by the electricity provider, or by causes such as a tree falling on a power line, are excluded. Damage to the item or device that leaked is also excluded.
- Earthquake: An earthquake excess applies in addition to the basic excess.
- Items away from home: The listed away-from-home cover does not extend outside Australia and New Zealand. High-value items and collections need the relevant cover.
The sheet gives a $2,000 limit example for cameras and accessories, a $20 million legal-liability limit per accident, and a 21-day cooling-off period when the policyholder cancels within that period and has not made a claim. These are document-specific examples and conditions, not universal limits for every policy version.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
How to check your own policy
- Find the policy documents attached to your contract. Locate the PDS, any SPDS, Certificate of Insurance and schedule. Check that the documents apply to your policy’s issue date and version.
- Confirm the insured address and contents sum insured. Check that the rented home and the contents value shown on your certificate are correct.
- Check the relevant event, limit and excess. Read the wording for the type of loss, any general or item sublimit, and the applicable basic or event-specific excess.
- Verify optional selections. Look for advanced cover, mobile-phone cover, motor burnout or specified-item cover in your certificate and schedule; do not infer that an option was selected from the TMD alone.
- Use the servicing details for your contract. For a claim or policy question, follow the contacts and links supplied with your legacy policy. Do not assume the claims channel for the current Allianz products handles an RACQ-issued legacy contract.
Is this a suitable policy for renters?
The legacy product was designed to include renters who lived in the insured home, and its listed event and benefit categories could be relevant to household contents. Suitability for an individual renter depends on the contract’s accepted risks, selected options, sum insured, limits and exclusions—not on the target-market description alone. Since new policies are no longer available, this assessment is useful primarily to existing policyholders reviewing their cover or a claim.
Quick Recap
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
