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AANT Comprehensive Basics is entry-level comprehensive car insurance: AANT says it covers damage to your car from events including collisions, fire, theft and adverse weather, as well as damage your car causes to other vehicles and property. It does not include optional extras, and several benefits available on AANT’s higher tiers are absent. Whether it suits you depends on your vehicle, circumstances, quote and policy terms—not the tier name alone.
What is AANT Comprehensive Basics?
AANT describes Comprehensive Basics as “an entry-level policy that provides essential coverage.” The policy is marketed by the Automobile Association of Northern Territory Inc (AANT), issued by Insurance Australia Limited and branded CGU. It is an Australian product; AANT’s summary is not a substitute for the policy documents that apply to an individual customer. AANT Comprehensive Basics
AANT’s product summary lists cover for damage to the insured car from collisions or accidents, fire, theft and adverse weather. It also says the policy covers damage the insured car causes to other vehicles and property. These are summary descriptions, not an exhaustive statement of covered circumstances or exclusions; the current Product Disclosure Statement (PDS) and Certificate of Insurance set out the applicable terms. AANT Comprehensive Basics
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How does Basics differ from AANT’s higher tiers?
The main distinction is not simply the word “comprehensive”: AANT’s comparison material shows that some benefits are reserved for higher tiers or offered as options. AANT says Basics does not include optional extras. The table reflects the published comparisons; confirm definitions, eligibility and conditions in the current PDS and your quote. AANT Comprehensive · AANT Comprehensive Plus · AANT Insurance Car Cover
#1 Best Overall
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| Benefit | Comprehensive Basics | Comprehensive | Comprehensive Plus |
|---|---|---|---|
| Hire car or alternative transport after an insured incident | Not listed | Optional | Included |
| $0 glass excess | Not listed | Optional | Included |
| New-vehicle replacement | Not included | Listed, subject to conditions | Listed, subject to conditions |
| Personal-items cover | Not listed | Not established in the cited comparison | Listed |
| Choice of any repairer | Not listed as an option | Optional feature described by AANT | Not established in the cited comparison |
“Not listed” means the cited AANT comparison does not show the benefit for that tier; it should not be read as a full statement of every policy condition. AANT’s separate cover comparison distinguishes transport benefits after a not-at-fault incident and after theft, so check the current wording for the event and conditions relevant to you. AANT Insurance Car Cover
Does AANT Basics include a hire car or glass cover?
AANT’s published comparisons do not list hire-car or alternative-transport cover, or a $0 glass excess, as part of Basics. AANT lists transport after an insured incident as included with Comprehensive Plus and optional with Comprehensive; its $0 glass-excess benefit is likewise shown as included with Plus and optional with Comprehensive. Basics has no optional extras according to its product page. Check the current quote and PDS before relying on a benefit or assuming how an incident will be handled. AANT Comprehensive Basics · AANT Comprehensive · AANT Comprehensive Plus
Rank #2
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How much does AANT car insurance cost?
There is no fixed price that can be inferred from the product summary. AANT says premiums vary according to individual circumstances and needs. Get a current quote and compare the premium alongside the excesses and benefits shown for your policy. For a meaningful comparison between tiers or insurers, use the same vehicle, driver information, selected excess and cover features; otherwise the price difference may not reflect a like-for-like choice. AANT Comprehensive Covers · AANT Insurance Car Cover
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- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
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Rank #4
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Rank #3
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What to check before choosing Basics
- Read the current PDS. It contains the detailed terms, conditions, limitations and exclusions that the product summary cannot establish. AANT Comprehensive Basics
- Review your quote and Certificate of Insurance. Check the premium, excesses, insured vehicle and selected cover details. AANT explains that an excess is an amount payable in specified claim circumstances; the applicable excess is policy-specific. AANT Comprehensive Covers
- Decide whether excluded or optional benefits matter to you. For example, consider how you would manage transport if your car could not be used, and whether the higher-tier or optional glass features are worth comparing for your circumstances.
- Check the Target Market Determination and eligibility information. AANT says its advice is general and does not account for your personal circumstances; the relevant documents and your own needs should guide the decision. AANT Comprehensive Basics
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
