The Tool Desk
Outbyte Driver Updater FREEFix the driver behind crashes, sound loss and screen glitchesFind Drivers →Outbyte PC Repair FREERepair Windows errors before they cause bigger problemsFix Now →iTechGuides is reader-supported. When you buy through links on our site, we may earn an affiliate commission. As an Amazon Associate I earn from qualifying purchases. Learn more
To use Zelle with State Employees Credit Union of Maryland (SECU of MD), sign in to the SECU app or online banking, open Transfers & Payments, and select Send money with Zelle®. Enroll an email address or U.S. mobile number, then use Zelle to send, request, or receive money. Only send payments to people or businesses you trust: SECU says Zelle payments have no purchase protection and generally cannot be canceled after reaching an enrolled recipient.
How to enroll in Zelle through SECU
- Open the SECU of Maryland mobile app or sign in to SECU online banking.
- In the app, open the main menu and select Transfers & Payments, then Send money with Zelle®. In online banking, open the Zelle option if it is available in your account.
- Choose the email address or U.S. mobile number you want to link to your account, then follow the prompts. SECU’s instructions for business accounts describe entering a one-time verification code and accepting the terms.
- Check for a confirmation that enrollment is complete before using the address or number to send or receive payments.
SECU of MD appears in Zelle’s official participating-institution directory. SECU says that since March 31, 2025, users must enroll through a participating bank or credit union. If the recipient’s institution is not listed, SECU recommends using another payment method.
How to send money with Zelle
- Open Zelle in the SECU app or online banking and choose Send.
- Select a contact or add the recipient’s email address or U.S. mobile number associated with Zelle.
- Enter the amount and, if you want, a note.
- Review the recipient’s name and contact information, along with the payment amount. Send only after confirming the details.
- Submit the payment and check the confirmation in the app or online banking.
SECU supports QR codes in its app. To share yours, open Zelle, choose Send, tap the QR icon, and select My Code. To pay someone by scanning their code, check the name shown in the app before sending.
What’s actually slowing this PC down?
Pick the symptom - the matching free tool is one click away.
How to request or receive money
Request a payment
- Open Zelle and select Request.
- Enter the recipient’s enrolled email address, U.S. mobile number, or Zelle tag.
- Verify that the recipient shown is the person you intend to contact, then submit the request.
Receive a payment
Give the sender the email address or U.S. mobile number you enrolled with Zelle. If you receive a notification about a payment before enrolling that address or number, SECU says to follow the link in the notification, select SECU, and enroll using the same email address or mobile number that received it.
#1 Best Overall
- SECURE YOUR WALLET FROM e-PICKPOCKETING: Prevent potential identity and financial theft through your contactless cards. Don’t become a victim e-theft in our growing contactless society. This is the simplest and most effective prevention solution! Block all RFID and NFC signal to secure your details and have peace of mind.
- JAMMING CHIP: An antenna and jamming chip makes up the main components of the card. The antenna will sense incoming radio waves and draw power for the chip to create a jamming signal. Lifetime usage as the card does not require battery.
- BROAD WORKING DISTANCE: A large working distance of 2.4” provides complete protection for your whole wallet. Cards 1.2” either side of the card will be fully secure from e-pickpocketing.
- ULTRA-THIN & COMPACT: At the size of a standard credit card and at only 0.03” thick, the card will fit into any wallet, purse or card case. Keep your wallet compact with no added bulk from this card.
- TEST THE CARD: Test the card is working at your local supermarket. At the self-service checkout machines, combine the card and a contactless card on the payment reader. Payment with the contactless card will be blocked and an error message should occur on the reader.
Fees, eligibility, and transfer timing
SECU says it does not charge a fee for using Zelle in its app. Your mobile carrier may charge messaging or data rates. Both sender and recipient need eligible checking or savings accounts based in the United States.
SECU says payments to enrolled Zelle users typically arrive within minutes; that is not a guarantee of a specific delivery time. A May 17, 2024 SECU announcement reported limits of $2,400 per day and a $4,000 maximum per month. SECU’s current Zelle FAQ does not state those limits, so treat them as historical figures and check the current limit in your account or with SECU before relying on it.
Rank #2
- Complete Protection: Blocks RFID signals within 2.4 inches (1.2 inches per side) to safeguard credit cards, IDs, passports, and driver's licenses from wireless scanning. Just insert into your wallet for instant security.
- Active Signal Jamming Technology: Built-in microchip and antenna detect and disrupt unauthorized scans with real-time interference signals, ensuring your financial and identity data stays secure.
- Sleek & Portable: Ultra-thin 0.03 inches design (credit card-sized) fits seamlessly into wallets, pockets, or cardholders. Effortless protection wherever you go.
- Easy to Use: No battery required, lifetime usage; Won't degauss other cards; Doesn't affect your phone signal, WIFI or Bluetooth
- Tested & Verified: Confirm its effectiveness: Place the RFID blocking card over your contactless card at a self-checkout—if the reader fails, your data is protected.
When it is safe to use Zelle—and when it is not
Zelle is intended for sending money to people and businesses you know and trust. SECU advises against using it to pay strangers for items advertised on online sales or bidding sites. Neither SECU nor Zelle offers purchase protection if an item does not arrive or is not as described.
Free tools Windows power users keep installed
One-click scans. No signup required.
- Confirm the recipient. Check the name and enrolled email address or mobile number before sending. If using a QR code, verify the name displayed after scanning.
- Understand cancellation limits. A payment sent to an already enrolled recipient goes directly to that person’s account and generally cannot be canceled through the ordinary cancellation process.
- Know the pending-payment exception. You can cancel a pending payment only when the recipient has not enrolled with Zelle.
- Act promptly if something goes wrong. If you sent money to the wrong person, contact SECU as soon as possible. SECU says qualifying imposter scams may be eligible for reimbursement; that does not mean every scam or payment dispute qualifies.
Using Zelle with an eligible SECU small-business account
SECU says eligible small-business accounts can send, receive, or request money through the app or online banking. A business receiving customer payments can share its enrolled email address or U.S. mobile number. SECU says it does not charge a fee for small-business Zelle use, although mobile-carrier data and message rates may apply. If the Zelle option does not appear, contact SECU to check whether the account is eligible.
Rank #3
- Measures 3 1/2" x 2 1/2".
Get help with SECU Zelle payments
For enrollment, account-eligibility, or payment help, contact SECU member support at 800-879-7328.
Quick Recap
Best Value
- Secure Your Information: Simply insert the RFID blocking card into your wallet to protect against digital pickpocketing. Block unauthorized scanning of your contactless cards, including credit/debit cards, passports, driver's licenses - to safeguard your identity and financial security
- Effective Protection: Our RFID blocking card utilizes advanced electromagnetic shielding technology, which features an embedded antenna mesh and chip that instantly detects and scrambles scanning attempts, providing consistent and reliable protection for the entire wallet
- Ultra Slim & Easy to Use: Credit-card-sized and just 0.03 inches (0.76 mm) thick, it slips easily into your wallet, purse or card holder adding no bulk. No charging or batteries needed. It will not demagnetize other cards, nor interfere with your phone signals
- A Thoughtful Gift: Give the practical gift of security. Effortlessly protecting your loved ones from digital theft – offering instant peace of mind, which is a truly meaningful way to show your care
- Test the Card: Test our RFID blocking card at self-checkout: Layer your contactless card with our RFID card on the reader - payment fails instantly, error message pops up
Rank #4
- Unique Design: Transform your credit card or debit card with our high-quality credit card stickers. Available in a wide variety of designs, from elegant to fun, so you can personalize your style and stand out
- Durable Protection: Made with durable and high-quality materials, our card covers for debit cards protect them from scratches, wear, and daily damage, keeping them looking like new for longer
- Easy Application and Removal: The debit card stickers are easy to apply with no bubbles or residue, and they can also be removed without leaving marks, allowing you to change designs whenever you want
- Standard Card Fit: Our credit card covers are designed to fit standard debit cards and credit card skins, without adding bulk or interfering with the chip or magnetic strip
- Personalized Gift Option: These credit card skins and debit card sticker covers make a personalized gift for friends, family, or yourself for special occasions or as a unique touch for anyone wanting to add personality to their bank card skin cover
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
